An outsourced Chief Investment Officer (CIO) is a fiduciary adviser with legal accountability to protect your assets and advise you objectively about inherent opportunities and risks associated with various investment options. Once you have...

A wealth steward is someone placed in a position of trust to protect, oversee, and be responsible for the wealth of another. In our view, wealth stewardship operates according to four key principles: Ownership: A steward doesn’t own; they hold in...

The term objective refers to the fact that the decisions we make on behalf of a client are always in the client’s best interest as opposed to HighView’s – which aligns with our fiduciary duty. HighView has structured itself in such a way that...

Open architecture means that we do not use any of our own investment products. Instead, HighView carefully selects unaffiliated third party investment managers to manage the various components of our clients’ portfolios. We partner with these...

These standards refer to the legal standard of care owed to clients. The suitability standard requires that any recommended investment be suitable given the client’s circumstances. For example, if an investor seeks advice on how to invest to...

HighView Financial Group, through its wholly-owned subsidiary HighView Asset Management Ltd. is registered as a Portfolio Manager with the provincial securities commissions of Ontario, British Columbia, Alberta, Saskatchewan, and Manitoba. As a...

Portfolio Managers such as HighView charge a percentage of the investments they manage. This fee is transparent and generally much less than retail management and distribution costs, which are often embedded as a cost of doing business. Fees are...

The primary safeguard that HighView provides to our clients is that, as a Portfolio Manager, we do not have custody of our clients’ investment assets. Instead, a separate financial institution establishes an account with each of our clients to...

Goals-based investing addresses the holistic well-being of the family or foundation and directs transparent dialogues about ambitions, fears, and opportunities. It focuses on recommending appropriately designed solutions to achieve goals, tracks...

Most of our Investment Policy Statements for family clients range from 15-17 pages, depending upon the complexity of each client’s situation. An IPS has key five sections: Statement of Objectives and Risk Tolerances: What is the purpose of the...